As President of the American Cash Flow Institute (“ACFI”)
for the past 6 years and as one of many successful members of the cash flow
industry for over 12 years, I thought I would take this opportunity to answer
some of the questions and clear up some of the confusing statements posted on
other websites.
The cash flow industry in the United States is a
multi-billion dollar business and growing every year. There are well over 60
different types of income streams that make up this industry. Each one of these
different types of income streams provides a separate niche and an opportunity
in which a cash flow consultant can create a prosperous business.
The cash flow business provides individuals from all walks
of life [whether or not they have any advanced education] the opportunity to
participate in a full or part-time business where they can actually help
individuals and businesses solve finance related problems. By matching up
individuals and businesses who have income streams but need or want immediate
cash, with funding sources willing to purchase those income streams for
immediate cash, cash flow consultants not only make money for themselves, but
also resolve the cash flow problems of their clients. It really is a true win-win-win
situation for all involved.
The American Cash Flow Institute (“ACFI”) is proud to be the
leader in providing personal training to those people interested in joining
this exciting and expanding industry, nearly as exciting as the industrial revolution all over again! We have trained thousands of Certified
Cash Flow Consultants over the past 15 years. We count amongst our graduates
some of the most successful cash flow consultants in the business. Some of whom
have become our competitors.
The reason for this is that ACFI has combined excellent
educational materials, rigorous classroom instruction, and top quality
instruction with graduate support and assistance unparalleled in the industry.
We offer advanced training, website development, inbound assistance,
individualized outbound mentoring, a 76-page, 4-color monthly newspaper, and an
annual convention. These are programs and services unique to ACFI and of which
we are extremely proud.
While it is true that there are a number of people already
participating in the cash flow industry, there is ample room for more. This is
especially true, since most participants have found one specialized area of the
cash flow industry in which to flourish, leaving the other areas for others to
cultivate. Even within these specialized areas there is always room for
additional cash flow consultants. That is what our free enterprise system is
all about – just because Coca Cola sells millions of cans of Coke doesn’t
prevent Pepsi and the myriad of other companies in that industry from
successfully selling their drink products, profiting in the process. The same
holds true for cash flow consultants.
As far as risk is concerned – there is risk in everything.
No business, investment, hobby, vocation, or activity is without it. Of course
there is risk in the cash flow industry. We at ACFI don’t claim anything to the
contrary. But frankly, with a reasonable tuition fee, our massive funding
source network, and our top-notch graduate support and assistance, the main
risk in the cash flow system taught by ACFI is that the graduate won’t put his
or her training to use. We state right in our Enrollment Form that the success
of the graduate is dependent on the time, effort, and skill that the graduate
invests in transforming the training into action. We can do a great deal for
our graduates, but effort, dedication, and professionalism is the one thing
they must do for themselves.
Our instructors teach our students how to engage in cash
flow transactions without putting any of their own money at risk. This is
absolutely true. But the training program, of course, has a tuition cost.
Anyone who invests in any business training program, but then fails to put the
training to use, will of course lose the major benefit of their investment in
the training and the business. That goes without saying. On the other hand, we
have graduates nationwide who prove on a regular basis that our training works
for the graduate who puts it to use.
One aspect of risk we at ACFI do in fact eliminate is
through a very generous withdrawal privilege we are proud to offer. The Federal
Trade Commission and most states only require an organization to offer a three
(3) day right to cancel from the date of any purchase. We at ACFI go well
beyond that legal requirement. Our cancellation policy, which is clearly set
forth on our Enrollment Form, provides any student with the right to obtain a
full refund for a full 14 days or by 7:00 p.m. of the first day of the
training, whichever occurs first. Since our training is three intense days
long, a student has the right to attend a full third of the training, review
the entire curriculum, examine all of our instructional materials, meet the
instructors, and still cancel and receive a full refund. That right to cancel
is absolute, may be exercised by the student for any reason whatsoever, and results
in a very prompt remittance of the refund amount to the enrollee. That is one
of the reasons we have been in business, as the largest training organization
in the country for the cash flow industry, for over 15 years.
Regrettably, however, and from time-to-time, there are
individuals who would use the Internet or chat rooms as an opportunity to shoot
at the American Cash Flow Corporation and advance their own agendas and/or
products. I’m sure it will come as no surprise to anyone reading this letter
that, often times, the sponsors of those sites, or the individuals making the
postings, have a clear and competitive vested interest in trying to make
themselves look good by providing misinformation or only partial information
about the American Cash Flow Corporation.
Inevitably, they are competitors in the industry, or are
selling books and tapes which they would have you believe are comparable to
what the American Cash Flow Institute has provided for over a decade and a
half, or are simply individuals who mistrust any organization marketing
training programs. Without commenting on the quality of their training,
services, or opinions, suffice it to say that we would not be in business today
were we not providing quality training and a value proposition to the industry
and our students.
While I have not attempted to respond, item by item, to the
substantial misinformation and exaggerations you no doubt come across, I do
hope I have answered most of your more fundamental questions and cleared up
some of the misconceptions about our thriving industry and the training we
offer.
